Disclaimer
Last Updated: June 22, 2025
1. General Information
The information contained on the Lumina Accounting Solutions website is for general information purposes only. While we strive to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on the website for any purpose.
Any reliance you place on such information is therefore strictly at your own risk. In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.
2. Professional Advice Disclaimer
The content on our website is provided for informational purposes only and should not be construed as professional advice. Nothing contained on this website should be construed as financial, legal, tax, or other professional advice. We recommend that you consult with a qualified professional before making any financial, legal, or tax decisions.
Any accounting, business, or tax advice contained in this website is not intended or written to be used, and cannot be used, by you for the purpose of (i) avoiding penalties that may be imposed under the Internal Revenue Act or (ii) promoting, marketing, or recommending to another party any transaction or matter addressed herein.
3. External Links
Through this website, you may link to other websites which are not under the control of Lumina Accounting Solutions. We have no control over the nature, content, and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorsement of the views expressed within them.
Every effort is made to keep the website up and running smoothly. However, Lumina Accounting Solutions takes no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control.
4. Accuracy of Information
We make every effort to ensure that the information on our website is accurate and up-to-date. However, tax laws, accounting standards, and business regulations change frequently. Information that was accurate when published may no longer be applicable.
You should not act or refrain from acting on the basis of any content included in this website without seeking professional advice specific to your situation.
5. No Guarantees
While we use reasonable efforts to include accurate and up-to-date information on our website, we do not make any warranties or representations regarding the accuracy, validity, or completeness of the information.
We cannot guarantee specific results from the use of our services, as many factors outside of our control may affect financial outcomes, including changes in tax laws, economic conditions, and individual circumstances.
6. Testimonials and Reviews
Testimonials and reviews displayed on our website are actual experiences of our clients. However, they are individual experiences, reflecting real-life experiences of those who have used our services. They are not intended to represent or guarantee that anyone will achieve the same or similar results.
The testimonials are not necessarily representative of all clients of Lumina Accounting Solutions, and do not constitute a guarantee, warranty, or prediction regarding the outcome of any other client.
7. Limitation of Liability
In no event shall Lumina Accounting Solutions, nor any of its officers, directors, employees, or agents, be liable to you for any direct, indirect, incidental, special, punitive, or consequential damages whatsoever resulting from any (i) errors, mistakes, or inaccuracies of content; (ii) personal injury or property damage of any nature whatsoever resulting from your access to and use of our website or services; (iii) any unauthorized access to or use of our secure servers and/or any personal information stored therein; (iv) any interruption or cessation of transmission to or from our website; (v) any bugs, viruses, Trojan horses, or the like which may be transmitted to or through our website by any third party; and/or (vi) any errors or omissions in any content or for any loss or damage of any kind incurred as a result of your use of any content posted, emailed, transmitted, or otherwise made available via the website, whether based on warranty, contract, tort, or any other legal theory, and whether or not the company is advised of the possibility of such damages.
The foregoing limitation of liability shall apply to the fullest extent permitted by law in the applicable jurisdiction.
8. Indemnification
You agree to defend, indemnify, and hold harmless Lumina Accounting Solutions, its officers, directors, employees, and agents, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees) arising from: (i) your use of and access to the website; (ii) your violation of any term of this Disclaimer; (iii) your violation of any third party right, including without limitation any copyright, property, or privacy right; or (iv) any claim that your use of the website caused damage to a third party.
This defense and indemnification obligation will survive this Disclaimer and your use of the website.
9. Changes to Disclaimer
We reserve the right to modify this disclaimer at any time. Changes and clarifications will take effect immediately upon their posting on the website. We encourage you to check this page periodically for any changes.
10. Contact Us
If you have any questions about this Disclaimer, please contact us at:
Lumina Accounting Solutions44 Loop Street, Cape Town, 8001, South Africa
Email: [email protected]
Phone: +27 (0) 21 525 6398